April 1, 2025Tax Day is looming, and if you’re a Houston homebuyer, you might be wondering how it impacts your mortgage pre-approval. The good news? You can navigate tax season and secure your home loan without delay. This guide from Texas Mortgage Genius will show you how to leverage your tax documents
March 1, 2025Houston Homebuyers: Spring Mortgage Rate Tips – Secure Your Houston Home Purchase Now! The Texas sun is shining longer, and the Houston real estate market is buzzing. If you’re a Houston homebuyer ready to make your move this spring, understanding mortgage rates is key. Just like we “spring forward” our
September 24, 2024Exciting news has hit the financial world as the Federal Reserve has cut interest rates for the first time in four years! This decision is making waves across the housing market, particularly for those looking to buy a house in Houston. At Texas Mortgage Genius, we’re here to help you
August 16, 2024Millions of Americans on Edge! Recent news reports from major publications like USA Today (link 1), the New York Post (link 2), and the Los Angeles Times (link 3) are sending shivers down spines across the nation. The news? A massive data breach may have compromised millions of Social Security
July 23, 2024Great news for potential homebuyers! Mortgage rates have experienced a small decline this week. The average 30-year fixed mortgage rate is now at 6.87%, down from last week. While this is a positive development, it’s important to remember that rates are still significantly higher than the historic lows we saw
July 6, 2024The median sale price for existing homes continues to climb, reaching a new record of $426,900 in June. But as inventory rises, we’re seeing signs of a gradual shift toward a buyer’s market. The National Association of Realtors (NAR) has reported that existing home sales dipped again in June, but
June 5, 2024While the housing market remains challenging for many buyers, there’s a glimmer of hope. As peak homebuying season kicks off, some Texas counties are seeing a shift in favor of buyers, with homes selling below list price. Soaring Mortgage Rates and Home Prices The past year has been tough for
