Welcome to the Texas Mortgage Genius Website

This Disclaimer Policy governs your access and use of the Texas Mortgage Genius website. By using or accessing this website, you agree to comply with this Policy.

1. General Disclaimer

  • The information provided on this website is for informational purposes only and does not constitute professional financial or legal advice.
  • Texas Mortgage Genius makes no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided.
  • Users are encouraged to consult qualified professionals for any mortgage or real estate decisions.

2. Use of the Website

  • The website is offered “as is” without warranties of any kind, whether express or implied.
  • Texas Mortgage Genius disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
  • We do not guarantee that the website will be uninterrupted, error-free, or free of viruses or harmful components.
  • Any risks arising from the use of the website are solely your responsibility.

3. Mortgage Rates and Terms

  • Mortgage rates and terms displayed on the website are subject to change without notice and may vary based on factors such as credit score, loan-to-value ratio, and property type.
  • Texas Mortgage Genius does not guarantee the availability of any specific rates or terms.

4. Real Estate Market Conditions

  • Real estate market conditions are inherently volatile.
  • Texas Mortgage Genius does not guarantee property values, market trends, or investment outcomes.
  • Users acknowledge the risks associated with real estate investments.

5. Loan Approval

  • Loan approval is subject to underwriting guidelines.
  • Not all applications may be approved, and Texas Mortgage Genius makes no guarantees regarding loan approval outcomes.

6. Fair Housing Act Compliance

  • Texas Mortgage Genius is committed to fair housing practices and complies with the Fair Housing Act.
  • We do not discriminate based on race, color, religion, sex, national origin, disability, or familial status.

7. Third-Party Content and Links

  • This website may contain links to third-party websites for your convenience.
  • These links do not imply endorsement by Texas Mortgage Genius.
  • We are not responsible for the content, practices, or policies of these third-party sites, and accessing them is at your own risk.

8. Limitation of Liability

  • Texas Mortgage Genius shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website, its content, or any products or services available on the website.
  • This limitation applies to the fullest extent permitted by law.

9. Indemnification

  • You agree to indemnify and hold harmless Texas Mortgage Genius, including its officers, directors, employees, agents, and licensors, from any claims, losses, damages, liabilities, costs, and expenses (including attorney’s fees) arising from your use of the website or violation of this policy.

10. Intellectual Property

  • All content on the website, including text, graphics, logos, images, and other materials (“Content”), is protected by copyright and other intellectual property laws.
  • You may not modify, copy, distribute, display, reproduce, or exploit the Content without prior written consent from Texas Mortgage Genius.

11. Website Availability

  • Texas Mortgage Genius reserves the right to modify, suspend, or discontinue the website or any part thereof at any time without notice.
  • We shall not be liable for any interruption or unavailability of the website.

12. Governing Law

  • This policy and your use of the website shall be governed by the laws of the State of Texas, excluding its conflict of laws principles.

13. Dispute Resolution

  • Any dispute arising out of or relating to this policy shall be resolved through binding arbitration in Sugar Land, Texas, in accordance with the rules of the American Arbitration Association.

14. Entire Agreement

  • This policy constitutes the entire agreement between you and Texas Mortgage Genius regarding your use of the website, superseding any prior agreements or understandings.

15. Severability

  • If any provision of this policy is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Us

If you have any questions about this Disclaimer Policy or our practices, please contact:

Oluwafisayo Odunaike (FISAYO)
Residential Mortgage Loan Originator
Texas Mortgage Genius
NMLS #: 2123497
1601 Industrial Blvd, Suite 300-57
Sugar Land, TX 77478
Cell: 281.948.9546 | Fax: 281-524-2329
Email: fisayo@TxMGenius.com
NMLS# 1684584