Home / Resources / Loan Interview
Loan Interview Checklist
The following checklist will facilitate your mortgage loan interview. The checklist includes most of the information that you and any co-borrower will need to supply.
In preparation for your loan interview, review the information below. We suggest you print this worksheet, then check each box after you've gathered the required data.
Social Security Number / Date of Birth
Paycheck
Most recent pay stub showing year-to-date earnings.
W-2 Tax Forms
Original copies sent to you by the IRS for the past two years.
Employer Information
Names, addresses, and phone numbers of employers for the past two years.
Account Information
Account numbers and current balances of checking, savings, and other accounts.
Current Assets
IRAs, CDs, stocks, bonds, etc.
Personal Property
Value of property — life insurance, retirement accounts, cars, etc.
Liabilities
Auto loans, student loans, credit cards, and other installment debt — provide name and address of each creditor, monthly payment, and total amount due.
Current and Previous Addresses
If you own a home: address, current market value, lender name, account number, monthly mortgage payment, and outstanding balance. If renting: address, landlord name and address, current monthly rent, and previous addresses if you've lived at your current one less than two years.
Agreement to Purchase
A signed copy and any amendments, a copy of the listing form, the legal property description, and receipts for down payment deposits.
Special Situations
There may be some situations that require you to supply additional information:
- If you are self-employed or work on commission, bring your federal tax forms for the past two years and a current year-to-date profit and loss statement.
- If you are separated or divorced, bring a copy of your divorce decree and separation agreement, plus documentation on alimony or child support payments. Proof can be the clerk of court's history of payments or canceled checks for the past year.
- If you include pension, disability, Social Security, or other public assistance as part of your income, bring a copy of an award certificate or a check from the issuing agency.