Texas Mortgage Genius Terms of Use

Effective Date: October 30, 2024

Welcome to the Texas Mortgage Genius Website!

These Terms of Use (“Terms”) govern your access to and use of the Texas Mortgage Genius website (the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using the Website.

1. Services

  • Texas Mortgage Genius is a loan servicing company based in Sugar Land, Texas, serving clients in the Greater Houston area and surrounding regions.
  • We offer a variety of home financing options for first-time homebuyers, investors, and individuals interested in refinancing their mortgages.

2. Use of the Website

The Website is provided for informational purposes only and is not a substitute for professional financial or legal advice. Always consult a qualified professional before making mortgage decisions.

You agree to use the Website only for lawful purposes and in compliance with these Terms. Specifically, you agree not to:

  • Use the Website in a manner that could damage, disable, overburden, or impair the servers or networks of Texas Mortgage Genius.
  • Attempt to gain unauthorized access to any portion of the Website, other accounts, computer systems, or networks connected to the Website.
  • Upload or transmit any content that is unlawful, harmful, threatening, abusive, defamatory, obscene, hateful, or otherwise objectionable.
  • Violate the intellectual property rights of others.
  • Engage in any conduct that violates applicable laws or regulations.

3. Content

  • All content on the Website, including text, graphics, logos, images, and other materials (“Content”), is protected by copyright and other intellectual property laws.
  • You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, or otherwise exploit the Content without the prior written consent of Texas Mortgage Genius.

4. Disclaimers

  • The Website and its Content are provided “as is” without warranties of any kind, either express or implied.
  • Texas Mortgage Genius disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Texas Mortgage Genius does not warrant that the Website will be uninterrupted, error-free, or free of viruses or harmful components. You use the Website at your own risk.

5. Limitations of Liability

  • Texas Mortgage Genius shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Website, its Content, or any services or products offered on the Website, even if advised of the possibility of such damages.

6. Indemnity

  • You agree to indemnify, defend, and hold harmless Texas Mortgage Genius, its officers, directors, employees, agents, and licensors from any claims, losses, damages, liabilities, costs, and expenses (including attorney’s fees) arising from your use of the Website or violation of these Terms.

7. Termination

  • Texas Mortgage Genius reserves the right to terminate your access to the Website at any time, for any reason, and without prior notice.

8. Governing Law

  • These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles.

9. Dispute Resolution

  • Any dispute arising from or relating to these Terms shall be settled through binding arbitration in Sugar Land, Texas, in accordance with the rules of the American Arbitration Association.

10. Entire Agreement

  • These Terms constitute the entire agreement between you and Texas Mortgage Genius regarding your use of the Website, superseding any prior agreements or understandings.

11. Severability

  • If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

12. Changes to These Terms

  • Texas Mortgage Genius may revise these Terms at any time by posting the updated Terms on the Website. You are bound by such revisions and should periodically review this page to remain informed of the current Terms.

13. Contact Us

For questions regarding these Terms, please contact:

Oluwafisayo Odunaike (FISAYO)
Residential Mortgage Loan Originator
Texas Mortgage Genius
NMLS #: 2123497
1601 Industrial Blvd, Suite 300-57
Sugar Land, TX 77478
Cell: 281.948.9546 | Fax: 281-524-2329
Email: fisayo@TxMGenius.com
NMLS# 1684584